We're going through a company called "MyBudget"
The only two problems with them is that you have to have a minimum of 10 grand debt before they'll look at you. And the other is that you get a weekly allowance (for us its $200 which is for food, fuel and anything else we want to buy)
Before we joined all our bills were either behind in payment or close to it, they pay all the bills etc, and now we're not only ahead of the bills but we're also saving money that we never knew about.