Yep, settled 2 weeks ago. The banks charges weren't that bad, mainly mortgage insurance, which anyone would have to pay. Conveyancing/legals was a LOT less than we expected, under 2 grand. Real estate agents take their percentage cut no matter how much a house costs, 1st home owners grant or not. The 1st home owners grant, plus the NIL stamp duty made buying a house surprisingly easy, should have done it 18 months ago... Probably saved 20 grand compared to someone buying a second house/investment property.
Didn't tick me off, but made me smirk at how off based/uninformed your statement was. :lolcry: