I just did a few very rough calculations, the rolling diameter of the 195/55/r14 was a tiny bit smaller than the rolling diameter of stock wheels (I think i have 175/70/r13 on my stock wheels?) so your speedo should read a bit faster. You should do the calculations for your self to make sure, or use this program:
http://www.willtheyfit.com/
Enter your new and old wheel/tyre specs and it should spit out speedo error, speed at 50km/h, speed at 100km/h etc.